A working proposition is termed ?->(Show Answer!)

1. A working proposition is termed

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MCQ-> Directions: Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The viability of FI Business is under Question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programmes are focussed on customer onboarding, an expensive process which people often find difficult to afford, involving issuance of smart cards to the customers. However, large-scale customer acquisition hasn't translated into large-scale business, with many accounts lying dormant and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents, who constitute the primary channel for financial inclusion, are unable to pursue their activity as a full-time job. One major reason for this state of events is that the customer onboarding process is often delayed after the submission of documents (required to validate the details of the concerned applicant) by the applicant and might take as long as two weeks. By this time initial enthusiasm of applicants fades away. Moreover, the delivery partners don't have the knowledge and skill to propose anything other than the most basic financial products to the customer and hence do not serve their banks' goal to expanding the offering in unbanked markets.Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programmes. Rural markets do have their share of rich people who do not use banking services simply because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have a multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours of the labour class.Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others. The choice of technology is, therefore, a crucial decision, which could make or mar the agenda. Of the various selection criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.Which of the following facts is true as per the passage?
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MCQ-> Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you to locate them while answering some of the questions.Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The variable of FI business is under question, because while banks and their delivery partners continue to make investments, they haven’t seen commensurate returns. In markets like India, most programs are focused on customer on-boarding, an expensive process which people often find difficult to afford involving issuance of smart cards to the customers. However, large scale customer acquisition hasn’t translated into large scale business, with many accounts lying dormant and therefore yielding no return on the bank’s investment. For the same reason, Business Correspondent Agents who constitute the primary channel for financial inclusion are able to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often delayed after the submission of documents (required to validate the details of concerned applicant) by the applicant and might take as long as two weeks. By this time the initiation enthusiasm of applicant fades away. Moreover, the delivery partners don’t have the knowledge and skills to propose anything other than the most basic financial products to the customer and hence do not serve their bank’s goal of expanding the offering in unbanked markets. Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programs.Rural markets do have their share of rich people who do not use banking servicessimpiy because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours labor class. Creating affordability is circular in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others.The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various selection criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.Which of the following fact is ‘’true’’ as per the passage?
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MCQ-> Read the definitions below and select the best match between the numbered sentences and the definitions. Premise: A proposition from which another statement is inferred or follows a conclusion. Assumption: Something, which is accepted as true.Facts: Something, which can be checked. Reason: A cause, explanation or justification for an action or event. Conclusion: An end, finish or summarization of process or argument. Proposition: A statement that expresses judgment or opinion. Question: A sentence worded or expressed so as to elicit opinion. Inductive inference: An end, finish or summarization reached for “the whole”, based on “a particular” real incidence. Deductive Inference: An end, finish or summarization reached based on the combining and recombining two or more than two assumptionsWhen you look at the people who make fundamental, revolutionary breakthrough in any field, you keep noticing over and over and over again a high preponderance of them have some sort of disability when they were younger, whether it was a physical disability or mental disability, which leads to lower expectations from others, whom they always wanted to prove wrong a:. And what does it do b:? What does that do to you, when you try to prove someone wrong c:? You increase your engagement in something because you want to fight against those expectations d:.So it seems like it actually can be a gift having what we label as a disability, or disorder, and cause people to overcompensate and engage in things in other ways e:. A research study shows that higher number of people with dyslexia become social entrepreneurs because they over-compensate their disability through nonverbal communication, initiative and gift (6). And this overcompensation leads to greatness (7).The best match would be:....

MCQ-> Study the given information carefully to answer the question that follow: An organisation consists of 2400 employees working in different departments viz HR, Marketing, IT Production and Accounts The ratio of male to female employees in the organisation is 5:3 Twelve per cent of the males work in the HR department Twentyfour per cent of the females work in the Accounts department.The ratio of males to females working in the HR department is 6:11 One-ninth of the females work in the IT department.Fortytwo per cent of the males work in the production department the number of females work in the production department is ten per cent of the males working in the same The remaining females works in the Marketing Department The total number of employees working in the IT department is 285 Twenty two per cent of the male working in the Marketing department and remaining work in the Accounts departmentThe number of males working in the IT department forms approximately what per cent of the total number of males in the organisation ?
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MCQ->A working proposition is termed....