|QA->Whi ch nati on i s consi dered to be theoriginator of the concept of micro finance?....
|QA->Which nation is considered to be the orginator of the concept of micro finance?....
|QA->IN WHICH NATION THE CONCEPT OF MICRO FINANCE ORIGINATED....
|QA->Whi ch organisation gives the Kwame NKruman Scientific Awards?....
|QA->What is MFI Micro Finance Institutions....
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Study tin following information carefully and answer the questions given below: Following are the conditions for selecting a Manager Finance in an organization.
The candidate must-
(i) be a graduate in any discipline with at least 50% marks.
(ii) have completed Post Graduate Degree/Diploma in Management with specialization in Finance with at least 65% marks
(iii) have post qualification work experience of at least 4 years in the finance department of all organization.
(iv) be at least 26 years and not more than 36 years as on 01.12.2011.
In the case of a candidate who fulfils all the conditions except-
(a) at (ii) above, but has secured at least 60% marks in post-graduate degree/diploma in management with specialization in Finance and at least 70% marks in Graduation. his/her case is to be referred to DGM - Finance
(b) at (iii) above, but has post qualification work experience of at least two years as Assistant Finance Manager. his/her case is to be referred to GM-Finance.
In each question below. details of one candidate are provided. You have to take one of the following courses of action based on the conditions given above and the information provided in each question and mark the number of that course of action as your answer. You are not to assume anything other than the information provided in each question. All these cases are given to you as on 01.12.2011.
Mark answer (1) if the candidate is to be selected.
Mark answer (2) if the data provided are inadequate to take a decision.
Mark answer (3) if the candidate is not to be selected.
Mark answer (4) if the case is to be referred to DGM-Finance.
Mark answer (5) if the case is to be referred to GM-Finance.
Now read the information provided in each question and mark your answer accordingly.Raman Sharma was born on 19th March 1981. He has been working in the finance department of an organization for the past six years. He has secured 65% marks in B.Com. and 75% marks In his post graduate degree in management with finance specialization.
Study the following information carefully and answer the questions given below:
Following are the conditions for selecting Manager-
Finance in an organisation:
The candidate must —
(i) be a graduate in any discipline with at least 50 percent marks.
(ii) be a postgraduate in Management with specialisation in Finance.
(iii) be at least 25 years and not more than 35 years as on 1.2.2013.
(iv) have post qualification work experience of at least two years in the Accounts/Finance department of an organization
(v) have secured at least 40 percent marks in the selection process.
In the case of a candidate who satisfies all other criteria EXCEPT
(A) at (ii) above, but has worked as Deputy Manager - Finance in an organization for at least three years, his/her case is to be referred to General Manager- Finance.
(B) at (v) above, but has secured at least 70 percent marks in post graduation, his/her case is to be referred to President-Finance.In each question below, detailed information of one candidate is provided. You have to take one of the following courses of action based on the information provided and the conditions and subconditions given above and mark your answer accordingly. You are not to assume anything other than the information provided in case of each candidate. All these cases are given to you as on 1.2.2013Mark answer a: if the candidate is not to be selected.
Mark answer b: if the data Provided are not adequate to take a decision.
Mark answer c: if the case is to be referred to General Manager-Finance.
Mark answer d: if the case is to be referred to President-Finance.
Mark answer e: if the candidate is to be selected.Geeta Kothari was born on 10th September 1980. She has been working in the Finance Department of an organization for the past four years after completing her MBA with Finance specialisation. She has secured 50 percent marks in the selection process.
|MCQ->There are 240 second year students in a B - School. The Finance area offers 3 electives in the second year. These are Financial Derivatives, Behavioural Finance, and Security Analysis. Four students have taken all the three electives, and 48 students have taken Financial Derivatives. There are twice as many students who study Financial Derivatives and Security Analysis but not Behavioural Finance, as those who study both Financial Derivatives and Behavioural Finance but not Security Analysis, and 4 times as many who study all the three. 124 students study Security Analysis. There are 59 students who could not muster courage to take up any of these subjects. The group of students who study both Financial Derivatives and Security Analysis but not Behavioural Finance, is exactly the same as the group made up of students who study both Behavioural Finance and Security Analysis. How many students study Behavioural Finance only?...
Read the following passage carefully and answer the question given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.Agriculture has always been celebrated as the primary sector in India. Thanks to the Green Revolution, India is now self-sufficient in food production. Indian agriculture has been making technological advancement as well. Does that mean everything is looking bright for Indian agriculture ? A superficial analysis of the above points would tempt one to say yes, but the truth is far from it. The reality is that Indian farmers have to face extreme poverty and financial crisis, which is driving them to suicides. What are the grave adversities that drive the farmers to commit suicide, at a time when Indian economy is supposed to be gearing up to take on the world ?Indian agriculture is predominantly dependent on nature. Irrigation facilities that are currently available, do not cover the entire cultivable land. If the farmers are at the mercy of monsoons for timely water for their crops, they are at the mercy of the government for alternative irrigation facilities. Any failure of nature, directly affects the fortunes of the farmers. Secondly, Indian agriculture is largely an unorganized sector, there is no systematic planning in cultivation, farmers work on lands of uneconomical sizes, institutional finances are not available and minimum purchase prices of the government do not in reality reach the poorest farmer. Added to this, the cost of agricultural inputs have been steadily rising over the years, farmers’ margins of profits have been narrowing because the price rise in inputs is not complemented by an increase in the purchase price of the agricultural produce. Even today, in several parts of the country, agriculture is a seasonal occupation. In many districts, farmers get only one crop per year and for the remaining part of the year, they find it difficult to make both ends meet.The farmers normally resort to borrowing from money lenders, in the absence of institutionalized finance. Where institutional finance is available, the ordinary farmer does not have a chance of availing it because of the “procedures” involved in disbursing the finance. This calls for removing the elaborate formalities for obtaining the loans. The institutional finance, where available is mostly availed by the medium or large land owners, the small farmers do not even have the awareness of the existence of such facilities. The money lender is the only source of finance to the farmers. Should the crops fail, the farmers fall into a debt trap and crop failures piled up over the years give them no other option than ending their lives.Another disturbing trend has been observed where farmers commit suicide or deliberately kill a family member in order to avail relief and benefits announced by the government to support the families of those who have committed suicide so that their families could at least benefit from the Government’s relief programmes. What then needs to be done to prevent this sad state of affairs ? There cannot be one single solution to end the woes of farmers.Temporary measures through monetary relief would not be the solution. The governmental efforts should be targeted at improving the entire structure of the small wherein the relief is not given on a drought to drought basis, rather they are taught to overcome their difficulties through their own skills and capabilities. Social responsibility also goes a long way to help the farmers. General public, NGOs, Corporate and other organizations too can play a part in helping farmers by adopting drought affected villages and families and helping them to rehabilitate.The nation has to realize that farmers’ suicides are not minor issues happening in remote parts of a few states, it is a reflection of the true state of the basis of our economy.What does the author mean by “procedures” when he says that ‘farmers do not get a chance of availing institutional finance because of procedures involved in it’ ?