1. What is the name of the text to speech (TTS) software application jointly developed by IIT-Madras, IIT-Kharagpur, C-DAC Thiruvananthapuram and C-DAC Mumbai for the benefit of farmers?

Answer: Sandesh Pathak

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MCQ-> Read the following passage carefully and answer the question given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.Agriculture has always been celebrated as the primary sector in India. Thanks to the Green Revolution, India is now self-sufficient in food production. Indian agriculture has been making technological advancement as well. Does that mean everything is looking bright for Indian agriculture ? A superficial analysis of the above points would tempt one to say yes, but the truth is far from it. The reality is that Indian farmers have to face extreme poverty and financial crisis, which is driving them to suicides. What are the grave adversities that drive the farmers to commit suicide, at a time when Indian economy is supposed to be gearing up to take on the world ?Indian agriculture is predominantly dependent on nature. Irrigation facilities that are currently available, do not cover the entire cultivable land. If the farmers are at the mercy of monsoons for timely water for their crops, they are at the mercy of the government for alternative irrigation facilities. Any failure of nature, directly affects the fortunes of the farmers. Secondly, Indian agriculture is largely an unorganized sector, there is no systematic planning in cultivation, farmers work on lands of uneconomical sizes, institutional finances are not available and minimum purchase prices of the government do not in reality reach the poorest farmer. Added to this, the cost of agricultural inputs have been steadily rising over the years, farmers’ margins of profits have been narrowing because the price rise in inputs is not complemented by an increase in the purchase price of the agricultural produce. Even today, in several parts of the country, agriculture is a seasonal occupation. In many districts, farmers get only one crop per year and for the remaining part of the year, they find it difficult to make both ends meet.The farmers normally resort to borrowing from money lenders, in the absence of institutionalized finance. Where institutional finance is available, the ordinary farmer does not have a chance of availing it because of the “procedures” involved in disbursing the finance. This calls for removing the elaborate formalities for obtaining the loans. The institutional finance, where available is mostly availed by the medium or large land owners, the small farmers do not even have the awareness of the existence of such facilities. The money lender is the only source of finance to the farmers. Should the crops fail, the farmers fall into a debt trap and crop failures piled up over the years give them no other option than ending their lives.Another disturbing trend has been observed where farmers commit suicide or deliberately kill a family member in order to avail relief and benefits announced by the government to support the families of those who have committed suicide so that their families could at least benefit from the Government’s relief programmes. What then needs to be done to prevent this sad state of affairs ? There cannot be one single solution to end the woes of farmers.Temporary measures through monetary relief would not be the solution. The governmental efforts should be targeted at improving the entire structure of the small wherein the relief is not given on a drought to drought basis, rather they are taught to overcome their difficulties through their own skills and capabilities. Social responsibility also goes a long way to help the farmers. General public, NGOs, Corporate and other organizations too can play a part in helping farmers by adopting drought affected villages and families and helping them to rehabilitate.The nation has to realize that farmers’ suicides are not minor issues happening in remote parts of a few states, it is a reflection of the true state of the basis of our economy.What does the author mean by “procedures” when he says that ‘farmers do not get a chance of availing institutional finance because of procedures involved in it’ ?
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MCQ-> Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the question. Political ploys initially hailed as master-strokes often end up as flops. The Rs. 60,000 crore farm loan waiver announced in the budget writes off 100% of overdues of small and marginal farmers holding upto two hectares, and 25% of overdues of larger farmers. While India has enjoyed 8%-9% GDP growth for the past few years, the boom has bypassed many rural areas and farmer distress and suicides have made newspaper headlines. Various attempts to provide relief (employment guarantee scheme, public distribution system) have made little impact, thanks. to huge leakages from the government’s lousy delivery systems. So, many economists think the loan waiver is a worthwhile alternative to provide relief. However the poorest rural folk are landless labourers, who get neither farm loans nor waivers. Half of the small and marginal farmers get no loans from banks and depend entirely on money-lenders, and will not benefit. Besides, rural India is full of the family holdings rather than individual holdings and family holdings will typically be much larger than two hectares even for dirt-poor farmers, who will, therefore, be denied the 100% waiver. It will thus fail in both economic and political objectives. IRDP loans to the rural poor in the 1980s demonstrated that crooked bank officials demand bribes amounting to one-third the intended benefits. Very few of the intended beneficiaries who merited relief received it. After the last farm loan waiver will Similarly slow down fresh loans to deserving farmers. While overdues to cooperatives may be higher, economist Surjit Shalla says less than 5% of farmer loans to banks are overdue i.e. overdues exist for only 2.25 million out of 90 million farmers. If so, then the 95% who have repaid loans will not benefit. They will be angry at being penalised for honesty. The budget thus grossly overestimates the number of beneficiaries, It also underestimates the negative effects of the waiver-encouraging willful default in the future and discouraging fresh bank lending for some years. nstead of trying to reach the needy, through a plethora of leaky schemes we should transfer cash directly to the needy using new technology like biometric smart cards, which are now being used in many countries, and mobile phones bank accounts. Then benefits can go directly to phone accounts operable only by those with biometric cards, ending the massive leakages of current schemes. The political benefits of the loan waiver have also been exaggerated since if only a small fraction of farm families benefit, and many of these have to pay bribes to get the actual benefit, will the waiver really be a massive vote- winner? Members of joint families will feel aggrieved that, despite having less than one hectare per head, their family holding is too large. Lo qualify for the 100% waiver. Alliance ministers, of central or state governments, give away freebies in their last budgets, hoping to win electoral regards, Yet, four-fifth of all incumbent governments are voted out. This shows that beneficiaries of favours are not notably grateful, while those not so favoured may feel aggrieved, and vote for the opposition. That seems to be why election budgets constantly fail to win elections in India and the loan waiver will not change that pattern.Why do economists feel that loan waivers will benefit farmers in distress?
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MCQ-> Lately it seems everyone’s got an opinion about women’s speech. Everybody has been getting his two cents in about vocal fry, up-speak, and women’s allegedly over-liberal use of apologies. The ways women live and move in the world are subject to relentless scrutiny, their modes of speech are assessed against a (usually) masculine standard. This is increasingly true as women have entered previously male-dominated fields like industry and politics.In his essay “On Speech and Public Release,” Joshua Gunn highlights the field of public address as an important arena where social roles and norms are contested, reshaped, and upheld. Gunn argues that the field of public address is an important symbolic arena where we harbor an “[ideological] bias against the feminine voice,” a bias, that is rooted in positive primal associations with masculinity (and the corresponding devaluation of femininity, the voice that constrains and nags—the mother, the droning Charlie Brown schoolteacher, the wife).Gunn contends that masculine speech is the cultural standard. It’s what we value and respect. The low pitch and assertive demeanor that characterize the adult male voice signify reason, control, and authority, suitable for the public domain. Women’s voices are higher pitched, like those of immature boys, and their characteristic speech patterns have a distinctive cadence that exhibits a wider range of emotional expression. In Western cultures, this is bad because it comes across as uncontrolled. We associate uncontrolled speech - “the cry, the grunt, the scream, and the yawp” - with things that happen in the private, domestic spheres (both coded as feminine). Men are expected to repress passionate, emotional speech, Gunn explains, precisely because it threatens norms of masculine control and order. The notion of control also relates to the cultural ideal of eloquence. Language ideologies in the U.S. are complex and highly prescriptive, but not formal or explicit. They are internalized by osmosis, from early observations of adult language use, criticism from teachers (i.e., telling little girls not to “be so bossy” and boys to “act like gentlemen”), and sanctions imposed by peers. These norms become most obvious when they are violated. When men fall off the “control and reason” wagon, they suffer for it. Gunn recalls Howard Dean’s infamous 2004 “I Have a Scream” speech, in which Dean emitted a spontaneous high-pitched screech of joy after he rattled off a list of planned campaign stops. The rest, as they say, is history. Women face a different dilemma—how to please like a woman and impress like a man. Women in the public sphere have, historically, been expected to “perform” femininity and they usually do this by adopting a personal tone, giving anecdotal evidence, using domestic metaphors, and making emotional appeals to ideals of wifely virtue and motherhood.Gunn arrives at the conclusion that “eloquence” is, essentially, code for values associated with masculinity, saying, “Performances of femininity are principally vocal and related, not to arguments, but to tone; not to appearance, but to speech; not to good reasons, but to sound. This implies that the ideology of sexism is much more insidious, much more deeply ingrained than many might suppose.” Which of the following statements if true, is contrary to the ideas developed in the passage?
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