INDUSTRIAL CREDIT AND INVESTMENT CORPORATION OF INDIA (ICICI)

*The largest private sector bank in India
Ans : ICICI
*First universal bank in India
Ans : ICICI
*The first bank in India listed in Newyork stock exchange
Ans : ICICI
*ICIC Bank was originally promoted in
Ans : 1994
*The parent company of ICICI bank was formed in
Ans : 1955
*First bank to start internet facility
Ans : ICICI
*First bank to provide mobile ATM
Ans : ICICI
*Second largest bank in India in terms of assets and market capitalisation
Ans : ICICI

BANDHAN BANK

*Head quarters of Bandhan Bank
Ans : Kolkata
*Founder of Bandhan Bank
Ans : Chandra Shekhar Ghosh
*The Bank which started as a micro finance company in 2001
Ans : Bandhan Bank
*Bandhan Bank got licence from the RBI in
Ans : 2014
*Bandhan Bank was officially inaugurated on
Ans : August 24, 2015
*Bandhan Bank was officially inaugurated in Kolkata by
Ans : Arun Jaitley
*Largest micro finance organization in India
Ans : Bandhan Financial Services Limited (BFSL)

PAYMENT BANKS

*The banks which came recently in the places where no banking facilities are available
Ans : Payment banks
*The committee which recommended the starting of payment banks
Ans : Nachiket Mor Commission
*Payment banks came into effect on
Ans : August 19,2015
*Maximum amount to be deposited in a payment bank
Ans : 1,00,000/-
*Minimum capital fund of Payment Bank
Ans : 100 crores
 

POST BANK OF INDIA

*The scheme of Post offices to become the Payment Banks
Ans : Post Bank of India
*First ATM of Post office savings bank was started at
Ans : Chennai
*First ATM of Post office savings bank in Kerala was started at
Ans : Thiruvananthapuram

MUDRA BANK

*Expansion of MUDRA
Ans : Micro Units Development and Refinance Agency Bank
*The formation of the agency was initially announced in the
Ans : 2015 Union budget of India  
*Mudra Bank was started on the initiative of 
Ans : Narendra Modi 
*Mudra Bank was founded on 
Ans : April 8, 2015 
*Head quarters 
Ans : New Delhi
*Mudra Bank was inaugurated by 
Ans : Narendra Modi 
*First bank to issue mudra cards 
Ans : Corporation Bank
*The bank which provides loans at low rates to micro-finance institutions and non banking financial institutions
Ans : Mudra Bank

FOREIGN BANKS

*The banks which started in foreign countries and given permission to start branches in India
Ans : Foreign Banks
*Examples of Foreign Banks
Ans : HSBC, City Bank, Standard Chartered Bank, American Express etc.

EVANGELICAL SOCIAL ACTION FORUM (ESAF)

*Head quarters 
Ans : Thrissur
*First bank to be given a banking license in Kerala since independence 
Ans : ESAF
*First Microfinance institution in Kerala 
Ans : ESAF
*ESAF was founded in 
Ans : 1992
*ESAF started its micro credit lending in 
Ans : 1995
*Kerala's first small finance bank 
Ans : ESAF
*ESAF Small Finance Bank was started in 
Ans : 2017
*ESAF Small Finance Bank was inaugurated by 
Ans : Pinarayi Vijayan
*The scheme Hridaya Deposits was started by 
Ans : ESAF

BANK

           

ESTD 

           

HEAD QUARTERS

*Federal Bank    -1945               -Aluva
*IFCI                -1948               -New Delhi
*IDBI                -1964               -Mumbai
*Exim Bank        -1982               -Mumbai
*HSBC Bank       -1991               -London
*HDFC        -1994       -Mumbai

LOANS GIVEN BY MUDRA BANK

:
*Shishu - Loans up to 50,000
*Kishore - Loans up to 5,00,000
*Tarun - Loans up to 10,00,000

BANKIN FACTS

*The scheme which was launched by the Govt of India to reform Public Sector Bankings in India on August 14, 2015 
Ans : Project Indradhanush 
*The personality known as the banker of poor
Ans : Muhammad Yunus
*Founder of Grameen Bank
Ans : Muhammad Yunus
*Bangladesh Grameen Bank and Muhammad Yunus jointly got Nobel Peace Prize in
Ans:2006
*Exim Bank
Ans:Export and Import Bank
*The bank acts as an apex institution relating to foreign trade
Ans : Exim Bank 
*The bank which provides financial assistance to exporters and importers
Ans : Exim Bank
*The bank which acts as an apex institution in the field of industry
Ans : IDBI
*The bank which provides financial assistance to small scale industries
Ans : SIDBI
*First development financial institution in the country
Ans : IFCI
*The bank which acts as an apex banking institution providing finance for housing construction
Ans : National Housing Bank 
*New name of United Commercial Bank 
Ans : UCO bank 
*City in India where the first Financial Super Market was launched 
Ans : Jaipur

BANKING RELATED CODES

*CBS - Core banking solution
*CIBIL - Credit Information Bureau(India) Ltd
*CRISIL - Credit Rating Information Services of India Limited
*EFT - Electronic Fund transfer
*EMI - Equated Monthly Installment
*FDI - Foreign Direct Investment
*FEMA - Foreign Exchange Management Act
*FERA - Foreign Exchange Regulations Act
*IFSC - The Indian Financial System Code
*MICR - Magnetic Ink Character Recognition
*MSME - Micro Small and Medium Enterprises
*NBFC - Non Banking Finance Companies
*NEFT - National Electronic Fund Transfer
*PAN - Permanent Account Number
*RTGS - Real Time Gross Settlement System
*Banks come under the second schedule of RBI
Ans : Scheduled Bank

ATM [Automated Teller Machine]

*ATM was invented by
Ans : John Shepherd Barron
*Idea of ATM was first put forward by 
Ans : Luther George Simjian
*Original predecessor of ATM 
Ans : Docutel Machine
*First ATM in world was setup in 
Ans : London (1967)
*First Bank to introduce ATM in the world 
Ans : Barclays Bank
*First Bank in India to introduce ATM 
Ans : HSBC
*First ATM in India was set up in 
Ans : Mumbai (1987)
*First Bank to introduce ATM in Kerala 
Ans : British Bank of Middle East
*First ATM in Kerala was set up at
Ans : Thiruvananthapuram (1992) 
*World's first floating ATM was set up by 
Ans : 'State Bank of India' (2004) 
*First floating ATM was set up between 
Ans : Cochin and Vypin
*India's first post office savings bank ATM was launched at
Ans : Chennai (2014)
*First anytime milk ATM was launched at 
Ans : Anand (Gujarat)
*The world's highest ATM was near at 
Ans : Nathu -la-pass (Thegu)
*The state which has most number of ATM counters
Ans : Maharashtra

INDIAN CURRENCY AND COINS

*The act which empowered the Government of India to issue currency notes
Ans : Paper Currency Act of 1861
*Indian Rupee became an independent currency with the establishment of RBI in
Ans : 1935
*First person portrayed in the Indian Currency note issued by RBI
Ans : George V
*Decimal System was introduced in India in 
Ans : 1957
*One rupee notes are issued by 
Ans : Ministry of Finance 
*One rupee note is signed by
Ans : Central finance secretary 
*Indian currency notes (except one rupee note) are issued by
Ans : Reserve Bank of India 
*Number of languages in which the value is written in a currency note
Ans : 17
*The place of Malayalam in currency note is 
Ans : 7

BANK NAME BANK SLOGAN 

*Allahabad Bank - A tradition of trust 
*Andhra Bank - Much more to do. With YOU in focus  
*Bank of Baroda - India's International Bank
*Bank of India - Relationships beyond Banking  
*Bank of Maharashtra - One Family One Bank    
*Bank of Rajasthan - Together we Prosper  
*Canara Bank - It's easy to change for those who you love, I Together we Can 
*Central Bank of India - Build A Better Life Around Us, Central to you  since 1911 
*Corporation Bank - Prosperity for all 
*Dena Bank - Trusted Family Bank 
*Federal Bank - Your Perfect Banking Partner
*HDFC Bank - We Understand Your World 
*HSBC - Worlds Local Bank 
*ICICI Bank - "Hum Hai na..." 
*IDBI Bank - Banking for all; "Aao Sochein Bada" 
*Indian Bank - Taking Banking Technology to Common Man,Your Tech-friendly bank  
*Indian Overseas Bank-Good people to grow with 
*J & K Bank - Serving to Empower 
*Karur Vysya Bank - Smart way to Bank 
*Lakshmi Vilas Bank - The Changing Face of Prosperity 
*Oriental Bank of Commerce - Where every individual is committed  
*Punjab and Sindh Bank - Where series is a way of life  
*Punjab National Bank - The Name you can Bank Upon 
*State Bank of India - The Nation banks on us; Pure Banking Nothing  Else; With you all the way  
*State Bank of Hyderabad - You can always bank on us 
*State Bank of Mysore - Working for a better tomorrow
*State Bank of Patiala - Blending Moderinity with Tradition 
*State Bank of Travancore - A Long Tradition of Trust 
*South Indian Bank - Experience Next Generation Banking 
*Syndicate Bank - Your Faithful And Friendly Financial Partner 
*The Economic Times - Knowledge is Power 
*UCO Bank - Honors Your Trust 
*Union Bank of India -Good
*United Bank of India - The Bank that begins with "U" 
*Vijava Bank - A Friend You can Bank Upon 
*Yes Bank - Experience our expertise 

LANGUAGES IN INDIAN CURRENCY NOTES

1.  Assamese
2.Bengali
3. Gujarati
4.Kannada
5. Kashmiri
6.Konkani
7.Malayalam
8.Marathi Marathi
9. Nepali
10.Oriya
11. Punjabi
12.Sanskrit
13.Tamil
14.Telugu
15.Urdu 
16. Hindi (obverse)
17.English (obverse)
*The picture of Gandhiji was depicted in Indian Currency for the first time in 
Ans : 1969
*The Government of India issued Rs 1000 coin to commemorate 1000th year of
Ans : Brihadeswara temple in Tamilnadu
*150 Rupee coin was issued by RBI to mark the 150th birth anniversary of 
Ans : Rabindranath Tagore 
*First Indian commemorative coin was issued in 1964 to mourn the death of 
Ans : Jawaharlal Nehru
*The RBI started issuing Mahatma Gandhi series of currency notes from
Ans : 1996
*Credit Card is otherwise known as 
Ans : Plastic Money
*One rupee notes were stopped by Government of India in
Ans : 1994
*RBI decided to withdraw all currency notes from circulation, issued prior to
Ans : 2005
*25 paise coin was withdrawn by the RBI in
Ans : 2011
*RBI withdrew the currencies of 500 and 1000 with effect from
Ans : November 9,2016
*The year in which the value of Indian Rupees was reduced on the recommendation of World Bank in 
Ans : 1966
*The Reserve Bank Governor signed the Indian currency in
Ans : English & Hindi Languages

INDIAN CURRENCY SYMBOL 

*Indian Rupee symbol  was designed by 
Ans : D. Udayakumar 
*The Indian currency symbol is the combination of
Ans : Devanagari and Latin Letter
*The Indian Rupee symbol was adopted by the Government of India on
Ans : July 15, 2010
*The place of India in the world to have a unique symbol of its currency
Ans : 5
*The Symbol which shows the‘quality of Indian Rupee
Ans : INR (ISO 4-217)
*Reserve Bank of India introduced polymer bank note in
Ans : 2009
*The place where polymer notes were first introduced in kerala
Ans : Kochi
*Polymer bank notes were first introduced by the 
Ans : Reserve Bank of Australia in 1988
*Special Drawing Rights (SDR) is created by international monetary fund (IMF) in
Ans : 1970
*SDR is also known as
Ans : Paper gold
*Indian security press
Ans : Nasik
*Indian currency note press
Ans : Nasik
*Security printing press
Ans : Hyderabad
*Bank note press
Ans : Dewas
*Security paper Mill
Ans : Hoshangabad
*Minting of Gold medals
Ans : Kolkata and Noida
*Government mints
Ans : Mumbai,Kolkata,Hyderabad,Noida

COINS IN INDIA

*The study of coins is known as
Ans : Numismatics
*First Indian empire to introduce gold coins in India
Ans : The Kushans
*'Rupiya' is a coin issued by 
Ans : Shersha
*Token currency system was introduced during the period of
Ans : Muhammed bin-Tughlaq
*The oldest coin in Kerala 
Ans : Rasi
*India's first bimetallic coin issued by RBI is 
Ans : 10 rupee coin
*10 Rupee coin was minted for the first time in
Ans : 2005
*The earliest mints of India were 
Ans : Calcutta and Bombay 
*The last mint established in India 
Ans : Noida (1988)

PICTURES IN INDIAN CURRENCY

*5 Rupee -Tractor,Farmer 
*10 Rupee-Wild animals (Elephant,Tiger,Rhinoceros)
*20 Rupee-Beach (Kovalam Beach)
*50 Rupee -Parliament of India
*100 Rupee -Himalaya Mountains
*500 Rupee (old) -Dandi March
*500 Rupee (new) -Red Fort
*1000 Rupee-Development of Science and Technology of India
*2000 Rupee-Mangalyan

INDIAN STANDARD INSTITUTION [ISI]

*Facilitating international co-ordination and unification of Indian standard are the main objective of
Ans : ISI
*ISI was set up in
Ans : 1946
*ISI started functioning in
Ans : 1947
*First director of ISI
Ans : Dr. Lal.C.Varman
*The certification mark provided for industrial Products in India
Ans : ISI Mark

CERTIFICATION MARKS 

*Rugmark - Certifies the products are made without child labour
*Agmark - Agricultural products
*BIS Hallmark - Certifies the purity of Gold

INTERNATIONAL ORGANISATION OF STANDARDISATION ISO

- Ensures that products and services are safe, reliable and good in quality
*Eco- Mark
- Certifies environment friendly products 
*F.P.O Mark
- A Mandatory mark for fruit products
*ISI later came to be known as 
 Ans : BIS (Bureau of Indian standards) 
*BIS came into existence on 
 Ans : April 1,1987 
*The seat of BIS in Kerala 
Ans : Thathamangalam (Palakkad) 


 
INDUSTRY 
*Father of Indian Industry 
Ans : Jamsetji Tata 
*First Minister of Commerce and Industry of independent India 
Ans : Syama Prasad Mukherjee 
*First planned industrial city of India 
Ans : Jamshedpur 
*The zone which encourages exports 
Ans : Special Economic Zone (SEZ) 
*First Special Economic Zone in India was established at 
Ans : Kandla 
*First Indian Modern cotton mill was established in 1854 at 
Ans : Mumbai 
*Highest exporting material in India 
Ans : Textile materials 
*Highest importing material in India 
Ans : Crude oil. 
*Foreign Investment to India is mainly from 
Ans : Mauritius 


 
COTTON TEXTILES 
 *Oldest industry in India 
Ans : Cotton textile 
*First Indian cotton cloth mill was established in 1818 at 
Ans : Fort Gloster near Kolkata 
*Largest producer of cotton in the world 
Ans : China 
*Second largest producer of cotton in the world 
Ans : India 
*Largest producer of Cotton in India 
Ans : Gujarat 
*The state having most number of cotton mills 
Ans : Maharashtra 
*First Cotton mill 
Ans : Fort Gloster 
*First cement Factory 
 Ans : Chennai 
*First news print factory 
 Ans : Nepanagar 
*First paper mill 
Ans : Serampore 
*First Jute mill 
 Ans : Rishra
*The Indian port which leads in the exporting of cotton 
Ans : Mumbai
*The Indian port which leads in the exporting of textiles 
Ans : Kandla
*The scheme which was started on April 1, 1991 related with textile industry
Ans : TUFS (Technology Upgradation Fund Scheme)

JUTE INDUSTRY

*Largest producer of Jute in the world 
Ans : India
*Jute is also known as 
Ans : Golden Fiber
*Weaver's City
Ans : Panipat (Haryana) 
*Weaver's city of Kerala 
Ans : Balaramapuram 
*Manchester of India
Ans : Ahmedabad (Gujarat) 
*Manchester of North India 
Ans : Kanpur (UP) 
*Manchester of South India
Ans : Coimbatore (Tamil Nadu)  
*Manchester of the East 
Ans : Osaka (Japan)
*Largest jute producing state in India 
Ans : West Bengal
*Second largest jute producing state 
Ans : Andhra Pradesh
*Largest producer and exporter of jute in the world
Ans : Bangladesh
*The Indian port which leads in the exporting of jute 
Ans : Kolkata 

WOOL INDUSTRY

*The position of India in wool industry 
Ans : 7
*Modern wool industry was begun at 
Ans : Lal Ilmi near Kanpur (1876) 
*The institution which encourages wool industry in India
Ans : The Wool and Woollens Export Promotion Council 
*The Indian state which leads in wool industry
Ans : Punjab
*Major centres of wool products in Punjab 
Ans : Dhariwal, Ludhiana

SILK INDUSTRY

*Leading producer of silk in the world

Ans : China

*The position of India in silk industry

Ans : 2

*First silk factory in India was started at

Ans : Howrah

*Largest producer of silk in India 

Ans : Karanataka

PRODUCT  LARGEST EXPORTING PORT

*Cotton 

*Mumbai

*Jute

*Kolkata

*Textiles

*Kandla

*Iron ore

*Mormugao

PAPER INDUSTRY

*First Paper Mill was started in India 

Ans : Serampore

*Largest producer of paper in India 

Ans : Maharashtra

*State having most number of paper mills 

Ans : Uttar Pradesh

*Hindustan Paper Corporation came into being on

Ans : May 29,1970

*Largest paper mill in India

Ans : Ballarpur (Maharashtra)

*National News Print and Paper Mills is situated in

Ans : Nepanagar (Madhya Pradesh)

OIL REFINERY

*Oldest oil refinery in India was

Ans : Digboi (Assam)

*Oldest Oil refinery in Asia 

Ans : Digboi

*Barauni Oil refinery is situated in 

Ans : Bihar

*Koyali oil refinery is situated in 

Ans : Gujarat

*First public sector refinery of India 

Ans : Guwahati refinery

*Ankaleshwar, Lunej, Koyali are the major oil fields in

Ans : Gujarat

*The oil refinery known as Fountain of Prosperity

Ans : Ankaleshwar

*The person who called Ankaleshwar oil field as the Fountain of Prosperity 

Ans : Jawaharlal Nehru  

*Major off - Shore oil fields in India

Ans : Mumbai High, Bassien, and Aliabet

*Largest oil field of India 

Ans : Mumbai High

*The largest oil refinery in India

Ans : Jamnagar Refinery

*Jamnagar refinery is owned and operated by

Ans : Reliance Industry

*Headquarters of Oil and Natural Gas Corporation limited (ONGC) is at

Ans : Dehradun

*The state with highest deposit of natural gas

Ans : Andhra Pradesh

*The oil refinery in Kerala is situated at

Ans : Ambalamukal, Kochi

IRON AND STEEL INDUSTRY

*India's first Iron and steel factory was established on experiment at

Ans : Porta Nova, Tamil Nadu (1830) 

*India's first Iron and steel factory was established at

Ans : Kulti, West Bengal (1870)

*Tata Iron and Steel company (TISCO) was established at

Ans : Jamshedpur 

*The Headquarters of TISCO 

Ans : Mumbai

*The place known as the steel city of India 

Ans : Jamshedpur

*The place known as the Pittsburgh of India 

Ans : Jamshedpur

*Regulator of all iron and steel companies in Indian public sector

Ans : Steel Authority of India Ltd (SAIL)

*SAIL was established in 

Ans : 1954

*Headquarters of SAIL.

Ans : New Delhi 

*Largest iron and steel factory in India 

Ans : Bokaro (Jharkhand) 

*Visveswaraya Iron and Steel plant is located at

Ans : Bhadravati in Karnataka 

*Vijayanagar steel plant is located in 

Ans : Karnataka

*The only steel plant which is located near the sea shore

Ans : Visakhapatnam Steel Plant 

*The country which gave technical assistance to start Visakhapatnam Steel Plant

Ans : Russia

Steel Plant   State  Assistance  Founded in

*Rourkela-Odisha-Germany-1959

*Durgapur-West Bengal-Britain-1959

*Bhilai-Chhattisgarh-Russia-1959

*Bokaro-Jharkhand-Russia-1964

*The Father of Co-operative movement 

Ans : Robert Owen

*The father of Co-operative movement in India

Ans : Frederic Nicholson

CASHEW INDUSTRY

*The major industry which earns profitable foreign amount in Kerala 
Ans : Cashew industry 
*Cashew capital of the world 
Ans : Kollam
*The position of Kerala in the production of Cashew nuts in India 
Ans : 5
*Leading producer of Cashew nut in India 
Ans : Maharashtra
*The district in Kerala having most number of cashew factories 
Ans : Kollam
*The agency formed in Kerala which promotes the production of cashew nuts 
Ans : KSACC (Kerala State Agency for Expansion of Cashew Cultivation) 
*Headquarters of KSACC 
Ans : Kollam
*The headquarters of Cashew Works Apex Co-operative Society (CAPEX)
Ans : Kollam

COIR INDUSTRY

*First coir factory in Kerala
Ans : Dara's Mail (Alappuzha)
*Dara's Mail was founded by 
Ans : James Dara 
*State Coir Corporation came into being in 
Ans : 1969
*The coir co-operative societies are controlled by 
Ans : Coirfed
*The headquarters of Coirfed 
Ans : Alappuzha
*The institution which was formed to empower the research works in coir industry
Ans : National Coir Research and Management Institute (NCRMI)

HANDLOOM INDUSTRY

 
*The district having most number of handlooms
Ans : Kannur
*The district having most number of handloom co-operative societies
Ans : Thiruvananthapuram 
*The district having least number of handloom co-operative societies
Ans : Wayanad
*The regulatory authority of handloom industry in Kerala
Ans : Hanveev
*Headquarters of Hanveev 
Ans : Kannur 

FISHERIES

*The district having most number of fishermen

Ans : Alappuzha

*The district having most number of inland fishermen

Ans : Ernakulam

*The system which enables to save the fishermen from accidents while in fishing

Ans : Search and Rescue Beacon

MAJOR COMMERCIAL INSTITUTIONS IN KERALA

*Kerala Finacial Corporation (KFC)

Ans : Thiruvananthapuram 

*Kerala Industrial Infrastructure Development Corporation (KINFRA) 

Ans : Thirruvanaanathapuram

*Kerala Small Industries Development Corporation (SIDCO)

Ans : Thiruvananthapuram

*Kerala State industrial Development Corporation (KSIDC)

Ans : Thiruvananthapuram 

*Kerala Industrial and Technical Consultancy Organisation (KITCO)

Ans : Kochi

*The Fertilisers and Chemicals Travancore Limit (FACT)

Ans : Aluva

*Kerala State Financial Enterprises (KSFE)

Ans : Thrissur

*Major product of Matsyafed

Ans : Nutrifish

*The largest exporting fish item in Kerala 

Ans : Prawn