You Are On Multi Choice Question Bank SET 3773
188651. Which of the following is / are the preconditions, the IMF has put to provide bail out package to Ireland ? (A) It should gradually lower down unemployment bene ts. (B) It should bring down the minimum wages in order to boost employment. (C) It should import some of the crucial commodities from non euro countries as an immediate measure to improve shortage of the same.
188654. Which of the following States has taken up the job of improving Dams with the help of the World Bank's Dam Rehabilitation and Improvement project ?
188655. Nitish Kumar led National Democratic Alliance won how many seats in recently held assembly elections in Bihar ?
188660. Read the following passage based on an Interview to answer the given questions based on it. Certain words are printed in bold to help you locate them while answering some of the questions.A spate of farmer suicides linked to harassment by recovery agents employed by micro finance institutions (MFLs) in Andhra Pradesh spurned the state government to bring in regulation to protect consumer interests. But, while the Bill has brought into sharp focus the need for consumer protection, it tries to micro-manage MFI operations and in the process it could scuttle some of the crucial bene ts that MFIs bring to farmers, says the author of Micro nance India, State Of The Sec-for Report 2010. In an interview he points out that prudent regulation can ensure the original goal of the MFIs - social uplift of the poor. Do you feel the AP Bill to regulate Mils is well thought out? Does it ensure fairness to the borrowers and the long-term health of the sector? The AP Bill has brought into sharp focus the need for customer protection in four critical areas. First is pricing. Second is lender's liability whether the lender can give too much loan without assessing the customer's ability to pay. Third is the structure of loan repayment - whether you can ask money on a weekly basis from people who don't produce weekly incomes. Fourth is the practices that attend to how you deal with defaults. But the Act should have looked at the positive bene ts that institutions could bring in, and where they need to be regulated in the interests of the customers. It should have brought only those features in. Say, you want the recovery practices to be consistent with what the customers can really manage. If the customer is aggrieved and complains that somebody is harassing him, then those complaints should be investigated by the District Rural Development Authority. Instead what the Bill says is that MF1s cannot go to the customer's premises to ask for recovery and that all transactions will be done in the Panchayat of ce. With great dif culty, MFIs brought services to the door of people. It is such a relief for the customers not to be spending time out going to banks or Panchayat of ces, which could be 10 km away in some cases. A facility which has brought some relief to people is being shut. Moreover, you are practically telling the MFI where it should do business and how it should do it. Social responsibilities were inbuilt when the MIrls were rst conceived. If kills go for profit with loose regulations, how are they different from moneylenders? Even among moneylenders there are very good people who take care of the customer's circumstance, and there are really bad ones. A large number of the MF1s are good and there are some who are coercive because of the kind of prices and processes they have adopted. But Moneylenders never got this organised. They did not have such a large footprint. An MFI brought in organisation, it mobilized the equity, it brought in commercial funding. It invested in systems. It appointed a large number of people. But some of them exacted a much higher price than they should have. They wanted to break even very fast and greed did take over in some cases.Are the for-profit 'Ms the only ones harassing people for recoveries? Some not-for-profit out ts have also adopted the same kind of recovery methods. That may be because you have to show that you are very ef cient in your recovery methods and that your portfolio is of a very high quality if you want to get commercial funding from a bank. In fact, among for-profits there are many who have sensible recovery practices. Some have fortnightly recovery, some have monthly recovery. So we have differing practices. We just describe a few dominant ones and assume every for-profit MFI operates like that. How can you introduce regulations to ensure social upliftment in a sector that is moving towards for-profit models? I am not really concerned whether someone wants to make a profit or not The bottom-line for me is customer protection. The rst area is fair practices. Are you telling your customers how the loan is structured ? Are you being transparent about your performance? There should also be a lender's liability attached to what you do. Suppose you lend excessively to a customer without assessing their ability to service the loan, you have to take the hit. Then there's the question of limiting returns. You can say that an MFI cannot have a return on assets more than X, a return on equity of more than Y. Then suppose there is a privately promoted MFI, there should be a regulation to ensure the MFI cannot access equity markets till a certain amount of time. MFIs went to markets perhaps because of the need to grow too big too fast. The government thought they were making profit off the poor, and that's an indirect reason why they decided to clamp down on MF1s. If you say an MFI won't go to capital market, then it will keep political compulsions under rein.Which of the following best explains "structure of loan repayment" in this context of the rst question asked to the author ?
188667. Which of the following has not been indicated as one of the features of fair practices for customer protection?
188668. Which of the following could possibly be most plausible reason for banning recovery by going to customer's premises?
188669.
Choose the word which is most nearly the same in meaning as the word/group of words printed in bold.Manage
188670.
Choose the word which is most nearly the same in meaning as the word/group of words printed in bold.Exacted
188671.
Choose the word which is most nearly the same in meaning as the word/group of words printed in bold.Scuttle
188672.
Choose the word which is most nearly the same in meaning as the word/group of words printed in bold.Spurred
188675.
Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the
proper sequence to form a meaningful paragraph; then answer the questions given below them.
(A) Two of the best-performing major economies in 2010 were China and Brazil, with growth estimated at 7.5% and 10.5% respectively.
(B) Despite that limp growth, major US stock market indexes are up between 11 0/0 and 20% for the year.
(C) Even knowing where economies are headed sometimes is of no help to an investor.
(D) It is hard to anticipate the direction of nancial markets.
(E) But as of December, stock markets of both nations were in the red for the year.
(F) By contrast, the US economy is likely to have expanded at only about 2.6% for the year.Which of the following would be the SECOND sentence?
188680.
Rearrange the following ve sentences (A), (B), (C), (D) and (E) in the proper
sequence to form a meaningful paragraph; then answer the questions given below them.
(A) Add the incremental loans to the basic metals and metal product industry, which account for another 14.5% of loans to industry and over 80% of the increase in loans to industry this scal is accounted for.
(B) RBI decision to publish data on sectoral deployment of bank credit every month will provide much needed detail.
(C) Of the total increase in nonfood credit, infrastructure loans accounted for 37%.
(D) For instance, the data show that while bank credit to industry increased by 11.7% this year, as much as two-thirds of that increase is on account of lending to infrastructure.
(E) This will help us to gauge which sector of the economy are doing well.which of the following would be the THIRD sentence?
188681.
Read each sentence to nd out whether there is any grammatical error in it or a wrong word has been used. The error, if any, will be in one part of the sentence which has been printed in bold and has been numbered a:, b:, c: or d:. The number of that part is the answer. If there is no error, the answer is e: i.e. 'No error'. (Ignore the errors of punctuation, if any.)The convergence of a:/ Indian accounting standards with International Financial Reporting Standards (IFRS) beginning b:/ in April is expecting to c:/ see power companies struggling with d:/ signi cant rst-time adoption impact. No error e:
188682. Researchers at a:/ the Indian Institute of Science (IISc), Bangalore, are mapping b:/ India's solar hot spots-where round-the-year c:/ sunlight makes it viable of d:/companies to set up solar power plants. No error e:
188683. Though their quali cations span a diverse (a)/ range, there is an equal b:/ number of graduates and those who have just completed School, each set c:/making up d:/ close to 30% of these households. No error e:
188684. As if a:/ the most dangerous moment for any dictatorship is when b:/ it starts to c:/ reform, North Korea looks ready to turn that truism on its head. d:/No error e:
188685. It so happens a:/ that this happy campy ritual is their way of life b:/ and one into which c:/ they don't particularly welcome d:/ voyeuristic intrusions. No error e:
188687.
What should come in place of the question mark (?) in the following questions?$$[((3)^{2)^{6]^{4}}}=9^?$$
188688.
What should come in place of the question mark (?) in the following questions?$$\sqrt{289}=?$$
188689.
What should come in place of the question mark (?) in the following questions?$$? \%$$ of $$(4)^? = 51.2$$
188690.
What should come in place of the question mark (?) in the following questions?$$\sqrt[4]{1296}=?$$
188691. In a college, the ratio of boys to girls is 31 : 23 respectively. When 75 more girls join the college, this ratio becomes 124 : 107. How many more girls should join the college to make the number of boys and girls equal?
188692. The compound interest accrued on an amount at the end of two years at the rate of 12 p.c.p.a is Rs. 2,862. What is the amount ?
188693. A 280 metres long train, travelling at a uniform speed, crosses a platform in 60 seconds and a man standing on the platform in 20 seconds. What is the length of the platform ?
188694. In how many different ways can the numbers ‘256974’ be arranged, using each digit only once in each arrangement, such that the digits 6 and 5 are at the extreme ends in each arrangement ?
188695.
Study the given information carefully and answer the questions that follow:
An urn contains 3 red, 6 blue, 2 green and 4 yellow marbles.If two marbles are picked at random, what is the probability that both are green ?
188696.
Study the given information carefully and answer the questions that follow:
An urn contains 3 red, 6 blue, 2 green and 4 yellow marbles.If three marbles are picked at random, what is the probability that two are blue and one is yellow ?
188697.
Study the given information carefully and answer the questions that follow:
An urn contains 3 red, 6 blue, 2 green and 4 yellow marbles.If four marbles are picked at random, what is the probability that at least one is yellow ?
188698.
Study the given information carefully and answer the questions that follow:
An urn contains 3 red, 6 blue, 2 green and 4 yellow marbles.If two marbles are picked at random, what is the probability that either both are red or both are green ?
188699. Each of the questions given below consists of a question and two statements numbered I and II given below it. You have to decide whether the data provided in the statements is sufficient to answer the question. Read both the statements. Give answer a: if the data in statement I alone is sufficient to answer the question, while the data in statement II alone is not sufficient to answer the question. Give answer b: if the data in statement II alone is sufficient to answer the question, while the data in statement I alone is not sufficient to answer the question. Give answer c: if the data in statement I alone or in statement II alone is sufficientto answer the question. Give answer d: if the data in both the statements I and II is not sufficient to answer the question. Give answer e: if the data in both the statements I and II together is necessary to answer the question.What is the two digit positive number? I. Sum of the two digits of the number is 8. II. Sum of the two digits is 3 more than the higher digit.
188700. The symbol 00 represents one of the following operations: addition, subtraction, multiplication or division. What is the value of 6 ∞ 4 ? I. 0 ∞ 5 = 5 II 5 ∞ 0 = 5
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