1. Tasseomancy is fortune telling using what?

Answer: Tea Leaves

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MCQ-> Read the following passage carefully and answer the questions given below it. Certain word/phrases have been printed in bold to help you locate them while answering some of the questions.The men of Suvarnanagari were very lazy. They only liked to gossip and tell each other tall tales. As soon as the sun rose, the men would tuck into hearty breakfast and then gather in groups for their daily session of gossiping. Then they would spend the rest of the day telling each other impossible stories. They came back only at lunch and dinner time. The farmlands of Suvarnanagari were very fertile. If the men had spent even a little time at fields, they would have reaped wonderful crops. But as they did nothing, all the responsibilities ended up on shoulders of the woman. They had to work hard the whole day. They cooked, cleaned, sent the children to school, worked in the fields, took the crops to the market - in short they did everything. One day the tired woman gathered and decided that the men needed to be taught a lesson. One of them suggested that they should write to the king about their problem, as he was known to be just and a kind person. So the letter was written and sent to the king. The women went back to their daily routines, hoping that the king would soon take some action. Many days passed, nothing changed, no one came, and the poor women began to lose hope. ‘After all why would the king of such a vast empire be concerned about the plight of the women of such a tiny village?’ they thought. A month passed by and it was a full moon night. The men ate their dinners and because it was so beautiful and well lit outside, they gathered again to chat and boast. That night they were trying to prove to one another that they were capable of performing the most impossible tasks. Soon a tall and handsome stranger joined them. Seeing his noble features and intelligent eyes, each one wanted to prove himself better than the others and impress to him. One said, ‘’I knew the map of this kingdom even before I was born. I ran to meet the king as soon as I was born, my mother had such trouble bringing me back home !’’ Everyone was impressed by this story. Soon another man said, ‘’So what is so great about that ? When I was a just a day old, I could ride a horse. I sat on a big horse and rode all the way to the king’s palace. He received me with lot of love and we had the most delicious meal together.’’ This was even more impressive, so everyone applauded. Now the third man said, ‘’Huh! That is nothing. I sat on an elephant when I was a week old and had lunch with the king in his palace.’’Before the admiring murmurs could die down, the fourth man said, ‘’When I was a month old, I flew like a bird and landed in the king’s garden. The king picked me up and even let me sit on his throne with him,’’ While everyone was in awe of these stories, the stranger spoke up, ‘’ Do all four of you know the king very well?’’ ‘’Of course we do! ‘’ they replied together. ‘’Our king knows and love us. In fact, he is proud to have supernatural beings like us in his kingdom,’’ one of them added. The stranger looked thoughtful. ‘’That makes my task so much easier. You see, I work in the king’s court. Some days ago the king had summoned four supermen to the city in order to repair a large hole in the city wall. As you know, we use only the largest and toughest stones for building these walls, and they could be lifted and put in place only by these supermen. The four supermen asked to be paid in gold bars and the king complied.But the night they received their fee, they disappeared from the palace. I have been wandering around ever since looking for them. The king has ordered me to find the four men and bring them back to the capital to finish the work. They will also have to return the gold bars they ran away with. It looks like the search has finally ended. I will take the four of you to the king along with the gold bars. The king will be very pleased with me and will surely reward me,’’ said the stranger. By the time the stranger finished his story, the four men realised that their lies had landed them into a huge trouble. Their faces turned ashamed and they dived at the stranger’s feet. ‘’Those were all lies. We are all just a bunch of lazy men. But if you forgive us and forget our stories, we promise to do some honest work and stop telling such lies,’’ they wailed. The stranger smiled and said, ’’Alright, I will tell the king there are no supermen in this village, just honest and hardworking men and women.’’ That night the stranger left the village. The women were sure that it was none other than the king himself.How did the men of Suvarnanagiri spend their days ?
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MCQ-> Read the following passage based on an Interview to answer the given questions based on it. Certain words are printed in bold to help you locate them while answering some of the questions.A spate of farmer suicides linked to harassment by recovery agents employed by micro finance institutions (MFLs) in Andhra Pradesh spurned the state government to bring in regulation to protect consumer interests. But, while the Bill has brought into sharp focus the need for consumer protection, it tries to micro-manage MFI operations and in the process it could scuttle some of the crucial bene ts that MFIs bring to farmers, says the author of Micro nance India, State Of The Sec-for Report 2010. In an interview he points out that prudent regulation can ensure the original goal of the MFIs - social uplift of the poor. Do you feel the AP Bill to regulate Mils is well thought out? Does it ensure fairness to the borrowers and the long-term health of the sector? The AP Bill has brought into sharp focus the need for customer protection in four critical areas. First is pricing. Second is lender's liability whether the lender can give too much loan without assessing the customer's ability to pay. Third is the structure of loan repayment - whether you can ask money on a weekly basis from people who don't produce weekly incomes. Fourth is the practices that attend to how you deal with defaults. But the Act should have looked at the positive bene ts that institutions could bring in, and where they need to be regulated in the interests of the customers. It should have brought only those features in. Say, you want the recovery practices to be consistent with what the customers can really manage. If the customer is aggrieved and complains that somebody is harassing him, then those complaints should be investigated by the District Rural Development Authority. Instead what the Bill says is that MF1s cannot go to the customer's premises to ask for recovery and that all transactions will be done in the Panchayat of ce. With great dif culty, MFIs brought services to the door of people. It is such a relief for the customers not to be spending time out going to banks or Panchayat of ces, which could be 10 km away in some cases. A facility which has brought some relief to people is being shut. Moreover, you are practically telling the MFI where it should do business and how it should do it. Social responsibilities were inbuilt when the MIrls were rst conceived. If kills go for profit with loose regulations, how are they different from moneylenders? Even among moneylenders there are very good people who take care of the customer's circumstance, and there are really bad ones. A large number of the MF1s are good and there are some who are coercive because of the kind of prices and processes they have adopted. But Moneylenders never got this organised. They did not have such a large footprint. An MFI brought in organisation, it mobilized the equity, it brought in commercial funding. It invested in systems. It appointed a large number of people. But some of them exacted a much higher price than they should have. They wanted to break even very fast and greed did take over in some cases.Are the for-profit 'Ms the only ones harassing people for recoveries? Some not-for-profit out ts have also adopted the same kind of recovery methods. That may be because you have to show that you are very ef cient in your recovery methods and that your portfolio is of a very high quality if you want to get commercial funding from a bank. In fact, among for-profits there are many who have sensible recovery practices. Some have fortnightly recovery, some have monthly recovery. So we have differing practices. We just describe a few dominant ones and assume every for-profit MFI operates like that. How can you introduce regulations to ensure social upliftment in a sector that is moving towards for-profit models? I am not really concerned whether someone wants to make a profit or not The bottom-line for me is customer protection. The rst area is fair practices. Are you telling your customers how the loan is structured ? Are you being transparent about your performance? There should also be a lender's liability attached to what you do. Suppose you lend excessively to a customer without assessing their ability to service the loan, you have to take the hit. Then there's the question of limiting returns. You can say that an MFI cannot have a return on assets more than X, a return on equity of more than Y. Then suppose there is a privately promoted MFI, there should be a regulation to ensure the MFI cannot access equity markets till a certain amount of time. MFIs went to markets perhaps because of the need to grow too big too fast. The government thought they were making profit off the poor, and that's an indirect reason why they decided to clamp down on MF1s. If you say an MFI won't go to capital market, then it will keep political compulsions under rein.Which of the following best explains "structure of loan repayment" in this context of the rst question asked to the author ?...
MCQ->As per the reports in the leading newspapers Securities and Exchange Board of India (SEBI) has asked the Mutual Fund industry to stop "Misselling" their schemes to investors. What is "Misselling" of products ? (A) Misselling takes place when mutual funds are sold without telling the likely returns. (B) When agents sell the products without telling investors what are the risks involved in investing in mutual funds. (C) When agents invest somebody's money in mutual funds without their knowledge, it is called misselling....
MCQ-> In the following questions, you have two passages with 5 questions in each passage. Read the passages carefully and choose the best answer top each question out of the four alternatives. A dolphin is an aquatic mammal. Dolphins are extremely intelligent and sociable animals and have their own way to communicate with each other using special sounds. Although they are often mistaken for fis, dolphins are actually mammals. They are members of the Cataca (pronounced se-ayshia) family, which also contains whales and porpoises. One way of telling the difference between a cetacean and a fish is by looking at their tails. You can tell a cetacean because their tail fins (called flukes) are horizontal and move up and down. Fish have vertical tails which move from side to side. A dolphin’s body is designed to help them move quickly and easily through water. On its back is a curved dorsal fin and on each side of the dolphin is a pectoral fin. The bump on a dolphins head is known as the melon. They trap their prey by using their teeth. Dolphins use a type of sonar to detect where objects are around them. This is called echolocation. Echolocation works when a dolphin bounces a high pitched sound off an object and then listens for the echo to come back. It is a very useful way for dolphins to find food and navigate. Dolphins communicate with each other through clicks, squeaks and whistles. They use these special sounds to greet each other and to indicate if they are in distress. Dolphins live in the sea, but they can’t breathe under water. They breathe through a blowhole and have to come up for air every 15 minutes.Cetacea does not include:
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MCQ-> Lately it seems everyone’s got an opinion about women’s speech. Everybody has been getting his two cents in about vocal fry, up-speak, and women’s allegedly over-liberal use of apologies. The ways women live and move in the world are subject to relentless scrutiny, their modes of speech are assessed against a (usually) masculine standard. This is increasingly true as women have entered previously male-dominated fields like industry and politics.In his essay “On Speech and Public Release,” Joshua Gunn highlights the field of public address as an important arena where social roles and norms are contested, reshaped, and upheld. Gunn argues that the field of public address is an important symbolic arena where we harbor an “[ideological] bias against the feminine voice,” a bias, that is rooted in positive primal associations with masculinity (and the corresponding devaluation of femininity, the voice that constrains and nags—the mother, the droning Charlie Brown schoolteacher, the wife).Gunn contends that masculine speech is the cultural standard. It’s what we value and respect. The low pitch and assertive demeanor that characterize the adult male voice signify reason, control, and authority, suitable for the public domain. Women’s voices are higher pitched, like those of immature boys, and their characteristic speech patterns have a distinctive cadence that exhibits a wider range of emotional expression. In Western cultures, this is bad because it comes across as uncontrolled. We associate uncontrolled speech - “the cry, the grunt, the scream, and the yawp” - with things that happen in the private, domestic spheres (both coded as feminine). Men are expected to repress passionate, emotional speech, Gunn explains, precisely because it threatens norms of masculine control and order. The notion of control also relates to the cultural ideal of eloquence. Language ideologies in the U.S. are complex and highly prescriptive, but not formal or explicit. They are internalized by osmosis, from early observations of adult language use, criticism from teachers (i.e., telling little girls not to “be so bossy” and boys to “act like gentlemen”), and sanctions imposed by peers. These norms become most obvious when they are violated. When men fall off the “control and reason” wagon, they suffer for it. Gunn recalls Howard Dean’s infamous 2004 “I Have a Scream” speech, in which Dean emitted a spontaneous high-pitched screech of joy after he rattled off a list of planned campaign stops. The rest, as they say, is history. Women face a different dilemma—how to please like a woman and impress like a man. Women in the public sphere have, historically, been expected to “perform” femininity and they usually do this by adopting a personal tone, giving anecdotal evidence, using domestic metaphors, and making emotional appeals to ideals of wifely virtue and motherhood.Gunn arrives at the conclusion that “eloquence” is, essentially, code for values associated with masculinity, saying, “Performances of femininity are principally vocal and related, not to arguments, but to tone; not to appearance, but to speech; not to good reasons, but to sound. This implies that the ideology of sexism is much more insidious, much more deeply ingrained than many might suppose.” Which of the following statements if true, is contrary to the ideas developed in the passage?
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