1. ________ are chemicals that can be applied to living tissues to destroy micro organism

Answer: Antiseptics

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MCQ-> In the following questions, you have a brief passage with 5 questions. Read the passage carefully and choose the best answer to each question out of the four alternatives.The problem of water pollution by pesticides can be understood only in context, as part of the whole to which it belongs – the pollution of the total environment of mankind. The pollution entering our waterways comes from many sources, radioactive wastes from reactors, laboratories, and hospitals; fallout from nuclear explosions; doemstic wastes from cities and towns; chemical wastes from factories. To these is added a new kid of fallout – the chemcial sprays applied to crop lands and gardens, forests and fields. Many of the chemical agents in this alarming melange initiate and augment the harmful effects of radiation, and within the groups of chemicals themselves there are sinister and little – understood interactions, transformations, and summations of effect. Ever since the chemists began to manufacture substances that nature never invented, the problem of water purification have become complex and the danger to users of water has increased. As we have seen, the production of these synthetic chemicals in large volume began in the 1940’s. It has now reached such proportion that an appalling deluge of chemical pollution is daily poured into the nation’s waterways. When inextricably mixed with domestic and other wastes discharged into the same water, these chemicals sometiems defy detection by the methods in ordinary use by purification plants. Most of them are so complex that they cannot be identified. In rivers, a really incredible variety of pollutants combine to produce deposits that sanitary engineers can only despairingly refer to as “gunk”.All the following words mean ‘chemicals’ except
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MCQ-> Read the passages carefully and choose the best answer to each question out of the four alternatives. Poverty can be defined as a social phenomenon in which a section of the society is unable to fulfill even its basic necessities of life. When a substantial segment of the society is deprived of the minimum level of living and continues at a bare subsistence level, that society is said to be plagued with mass poverty. The countries of the third world exhibit invariably the existence of mass poverty, although pockets of poverty exist even in the developed countries of Europe and America.Attempts have been made in all societies to define poverty, but all of them are conditioned by the vision of minimum or good life obtaining in society. For instance, the concept of poverty in the U.S.A. would be significantly different from that in India because the average man is able to afford a much higher level of living in the United States. There is an effort in all definitions of poverty to approach the average level of living in a society and as such these definitions reflect the coexistence of inequalities in a society and the extent to which different societies are prepared to tolerate them. For instance, in India, the generally accepted definition of poverty emphasizes minimum level of living rather than a reasonable level of living. This attitude is borne out of a realization that it would not be possible to provide even a minimum quantum of basic needs for some decades and therefore, to talk about a reasonable level of living or good life may appear to be wishful thinking at the present stage. Thus, political considerations enter the definitions of poverty because programmes of alleviating poverty may become prohibitive as the vision of a good life widens.What is poverty according to the writer?
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MCQ->In this question, a passage is given followed by a statement. Read the passage carefully and judge the statement based on the given passage.The strong olfactory sense elephants ar e known for has come as a blessing in disguise for the police in curbing illicit liquor trade in Uttarakhand’s Udham SinghNagar district. The animals find lahan, the substance used for brewing liquor, hidden in forests of Khatima in the district, and destroy them. Manufacturers brew it near nullahsdeep inside the forests or near the villages to avoid police raids as flowing water is required for fermentation.Lahan is sealed in barrels or polythene bags and buried for four to five days for fermentation. Elephants reach the spot by smelling the substance and destroy the barrels to consume the liquor, said Yogesh Upadhaya, inspector, Khatima police station. He said some traders keep the barrels on scaffoldings on trees but they are easily spotted by the police. “We have destroyed thousand litres of lahan in the past 23 months. They were stored in barrels on scaffoldings,” said Yogesh Upadhyay, inspector. “Miscreants place barrels of lahan on trees to keep them away from elephants. Elephants find them and destroy the barrels to consume the substance, causing heavy loss to the manufacturers,” he added. A villager, said: “The liquor is sold for Rs 80 to 100 per litre in villages. Since it is cheaper than liquor available in the market, people buy it even after knowing its impact on health. Elephants are playing vital role in curbing the trade.” Statement: Lahan is one of the costliest liquor that is available.Choose the appropriate one from the following options A The statement is definitely true. B The statement is probably true. C The statement cannot be determ ined. D The statement is definitely false....
MCQ->In this question, a passage is given followed by a statement. Read the passage carefully and judge the statement based on the given passage. The strong olfactory sense elephants ar e known for has come as a blessing in disguise for the police in curbing illicit liquor trade in Uttarakhand’s Udham SinghNagar district. The animals find lahan, the substance used for brewing liquor, hidden in forests of Khatima in the district, and destroy them. Manufacturers brew it near nullahsdeep inside the forests or near the villages to avoid police raids as flowing water is required for fermentation. Lahan is sealed in barrels or polythene bags and buried for four to five days for fermentation. Elephants reach the spot by smelling the substance and destroy the barrels to consume the liquor, said Yogesh Upadhaya, inspector, Khatima police station. He said some traders keep the barrels on scaffoldings on trees but they are easily spotted by the police. “We have destroyed thousand litres of lahan in the past 23 months. They were stored in barrels on scaffoldings,” said Yogesh Upadhyay, inspector. “Miscreants place barrels of lahan on trees to keep them away from elephants. Elephants find them and destroy the barrels to consume the substance, causing heavy loss to the manufacturers,” he added. A villager, said: “The liquor is sold for Rs 80 to 100 per litre in villages. Since it is cheaper than liquor available in the market, people buy it even after knowing its impact on health. Elephants are playing vital role in curbing the trade.” Statement: Police officially use elephants to stop illicit liquor trade.Choose the appropriate one from the following options A The statement is definitely true. B The statement is probably true. C The statement cannot be determ ined. D The statement is definitely false....
MCQ-> Read the following passage based on an Interview to answer the given questions based on it. Certain words are printed in bold to help you locate them while answering some of the questions.A spate of farmer suicides linked to harassment by recovery agents employed by micro finance institutions (MFLs) in Andhra Pradesh spurned the state government to bring in regulation to protect consumer interests. But, while the Bill has brought into sharp focus the need for consumer protection, it tries to micro-manage MFI operations and in the process it could scuttle some of the crucial bene ts that MFIs bring to farmers, says the author of Micro nance India, State Of The Sec-for Report 2010. In an interview he points out that prudent regulation can ensure the original goal of the MFIs - social uplift of the poor. Do you feel the AP Bill to regulate Mils is well thought out? Does it ensure fairness to the borrowers and the long-term health of the sector? The AP Bill has brought into sharp focus the need for customer protection in four critical areas. First is pricing. Second is lender's liability whether the lender can give too much loan without assessing the customer's ability to pay. Third is the structure of loan repayment - whether you can ask money on a weekly basis from people who don't produce weekly incomes. Fourth is the practices that attend to how you deal with defaults. But the Act should have looked at the positive bene ts that institutions could bring in, and where they need to be regulated in the interests of the customers. It should have brought only those features in. Say, you want the recovery practices to be consistent with what the customers can really manage. If the customer is aggrieved and complains that somebody is harassing him, then those complaints should be investigated by the District Rural Development Authority. Instead what the Bill says is that MF1s cannot go to the customer's premises to ask for recovery and that all transactions will be done in the Panchayat of ce. With great dif culty, MFIs brought services to the door of people. It is such a relief for the customers not to be spending time out going to banks or Panchayat of ces, which could be 10 km away in some cases. A facility which has brought some relief to people is being shut. Moreover, you are practically telling the MFI where it should do business and how it should do it. Social responsibilities were inbuilt when the MIrls were rst conceived. If kills go for profit with loose regulations, how are they different from moneylenders? Even among moneylenders there are very good people who take care of the customer's circumstance, and there are really bad ones. A large number of the MF1s are good and there are some who are coercive because of the kind of prices and processes they have adopted. But Moneylenders never got this organised. They did not have such a large footprint. An MFI brought in organisation, it mobilized the equity, it brought in commercial funding. It invested in systems. It appointed a large number of people. But some of them exacted a much higher price than they should have. They wanted to break even very fast and greed did take over in some cases.Are the for-profit 'Ms the only ones harassing people for recoveries? Some not-for-profit out ts have also adopted the same kind of recovery methods. That may be because you have to show that you are very ef cient in your recovery methods and that your portfolio is of a very high quality if you want to get commercial funding from a bank. In fact, among for-profits there are many who have sensible recovery practices. Some have fortnightly recovery, some have monthly recovery. So we have differing practices. We just describe a few dominant ones and assume every for-profit MFI operates like that. How can you introduce regulations to ensure social upliftment in a sector that is moving towards for-profit models? I am not really concerned whether someone wants to make a profit or not The bottom-line for me is customer protection. The rst area is fair practices. Are you telling your customers how the loan is structured ? Are you being transparent about your performance? There should also be a lender's liability attached to what you do. Suppose you lend excessively to a customer without assessing their ability to service the loan, you have to take the hit. Then there's the question of limiting returns. You can say that an MFI cannot have a return on assets more than X, a return on equity of more than Y. Then suppose there is a privately promoted MFI, there should be a regulation to ensure the MFI cannot access equity markets till a certain amount of time. MFIs went to markets perhaps because of the need to grow too big too fast. The government thought they were making profit off the poor, and that's an indirect reason why they decided to clamp down on MF1s. If you say an MFI won't go to capital market, then it will keep political compulsions under rein.Which of the following best explains "structure of loan repayment" in this context of the rst question asked to the author ?...
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